3D Printing Insurance        

While already used in the manufacturing and healthcare sectors for prototyping the 3D printing or additive manufacturing industry is starting to be utilised across all manufacturing and processing industries. The insurance industry has been slow to provide a comprehensive product to cover emerging manufacturers, Clarke Williams have created a bespoke solution for 3D Printers to ensure they have the right cover at competitive premiums.

We can cover:

  • USA Exports for Public and Products Liability
  • Cyber Liability
  • Property, Machinery, Stock and Contents
  • Worldwide Cargo
  • Professional Indemnity

Who we can cover:

  • Aerospace Manufacturers
  • Automotive Manufacturers
  • Medical inc prosthetics
  • Engineering Manufacturers
  • Marine Manufacturers
  • Construction
  • Household Goods Manufacturers


What insurance cover should I have for 3D Printing / Additive Manufacturing?

The nature of 3D Printing creates increased exposures that go beyond the coverage of standard manufacturing insurance policies, typically there are technology based exclusions including cyber related losses in the event of errors in software leading to defective products as well as professional indemnity exclusions.

Our 3D Printing insurance policies provide the right cover for your business and can include:

  • Property, Machinery, Stock and Contents
  • Employer’s, Public and Product liabilities
  • Business Interruption
  • Credit Insurance
  • Directors and Officers Liability Insurance
  • Engineering and Breakdown
  • Marine Cargo / Goods in Transit Insurance
  • Professional Indemnity Insurance
  • Environmental Liabilities
  • Cyber Liability
  • Surety Bonds
  • Insurance Backed Guarantees
  • Motor Fleet
  • Intellectual Property Insurance
  • Product Recall Insurance

How does 3D Printing insurance differ from normal manufacturing insurance?

While 3D Printing shares a lot of characteristics with normal plastic manufacturing there are certain elements that will require additional coverage under an insurance policy to ensure you have the right cover in place.

Our expert advisers can conduct a risk review and provide advice to ensure you have the right cover in place for your business. Specialist areas of cover include:

Intellectual Property Insurance  

With the ease of access to 3D Printing software a growing area of concern for manufacturers is copyright and trademark infringement. We can provide cover for unintended breach of intellectual property and specialist intellectual property policies providing enforcement and defence coverage to assist your business in protecting its property.

Environmental Liability

As 3D Printing is a relatively new exposure for insurance companies it is vital that your insurance does not include any exclusions that impose on your trade. One area of concern is environmental liability and we work closely with our insurers to offer Environmental Liability for the unintended release of exhaust fumes and materials used by 3-D printers.

Business Interruption

If a 3D Printer breaks down or if you suffer a claim rendering you unable to continue production your business profits will suffer. Business Interruption Insurance can protect against lost or reduced earnings in the event a company cannot operate and can be extended to include Increased Costs of Working to cover fast tracking new equipment or supplies in order to fulfil an order. Our experienced advisors can discuss your requirements and recommend suitable levels of cover for your business.

Data Breaches and Cyber Liability

With 3D Printing heavily reliant on software and the virtual world it is key to protect your business from external threats which may seek to steal or alter intellectual property or even shut down production. Cyber Liability typically covers network and information security liability and communications and media liability. These policies can also be tailored to cover first-party expenses, including data restoration, business interruption, crisis management and security breach notification expenses where required.

Errors and Omissions Liability

3D Printing has an increased risk of errors in production as a result of software malfunctions or human error in calibration or design process. Digital 3D designs can be created around the world using different printers or software packages which will interpret the design in a different way.

If a design error is not spotted or the printer is not correctly calibrated according to the designs, then malfunctions can occur leading to an incorrectly printed product. Errors and Omissions Liability can help cover the costs for damages as a result of loss from errors or omissions.

Product Recall Insurance

As with any manufacturer there can be issues with defective materials or faults in your products, if the worst does occur and a fault is detected in your products you may be required to recall your products from the market to correct any faults. We are able to cover the costs of recalibrating equipment, customer notification, disposal costs and re-distribution of your products once resolved.

High Risk Products Liability Exposure

Our 3D Printing Insurance is able to protect clients where they have a high risk liability exposure such as USA exports or safety critical product manufacturing. The rise of 3D Printing has seen its incorporation into multiple industries including medical, aerospace, automotive and engineering. This increases the potential risk exposure for insurers and it is vital that your insurance advisor understands the scope of your products and the impact this could have on your liabilities under your 3D Printing Insurance. Our experts can ensure you have the right cover by asking the right questions and working with industry leading insurers in the manufacturing f



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    Clarke Williams Ltd are authorised and regulated by the Financial Conduct Authority under reference 758683. The Financial Conduct Authority’s Register can be accessed through http://www.fca.org.uk/ . We are registered in England and Wales with Companies House under number 10317065. Our registered office address is Blue Bell Court, Sovereign Way, Tonbridge, Kent, TN9 1FU.
    Clarke Williams Ltd
    Blue Bell Court
    Sovereign Way
    TN9 1FU
    Tel: 01732 252 898
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