Find an Insurance Broker

The British Insurance Brokers’ Association (BIBA) is the UK’s leading general insurance intermediary organisation representing insurance brokers, intermediaries and their customers.

BIBA helps more than 550,000 people a year to access insurance protection through its ‘Find a Broker service’. As a BIBA broker we offer a range of competitive insurance policies from Contractors Liability and Fleet to Consultants Professional indemnity and Office Combined.

When you do buy a policy you can be assured of independent, impartial and professional advice from Clarke Williams. And in the unfortunate event that you have to make a claim, then we will be there – on your side – to help.

We provide the following types of insurance to name but a few:

• Professional Indemnity
• Public & Employers Liability
• Commercial Combined
• Contractors Works
• Commercial Vehicle & Fleet
• Property & Office
• Directors & Officers
• HNW Home & Contents
• Private Motor

To find another BIBA broker visit https://www.biba.org.uk/find-insurance/

Reasons Why You Should Use an Insurance Broker

Buying insurance direct can be easy. However buying the right insurance, can be very difficult and getting it wrong often proves costly or even calamitous when clients find themselves underinsured or missing vital cover.

Specialist Knowledge

You can approach your broker with all of your insurance queries. Brokers who specialise in particular areas will understand the industry and have experience in arranging insurance to meet the individual needs and complexities your business may face.

Personal service

You will be allocated a dedicated executive when you use a broker. This person will create a bespoke policy based on an in-depth conversation either over the phone or at your premises. And they will be there throughout the policy year for advice or to make changes to your arrangements.

Access to specialist markets

Brokers have access to specialist underwriters and syndicates which often aren’t accessible to the general public. This is particularly important for distressed or unusual risks which many other insurers may choose to not insure.

 Helping you through the fine print

Insurance documents are complicated, and it is easy to overlook endorsement or conditions which may affect the cover provided. A broker is an insurance specialist who will alert clients to vital details such as alarm conditions or hazardous location exclusions to ensure that you know exactly what you are covered for.

Simplicity

Insurance brokers can provide a one stop shop for all of your personal and commercial needs meaning that you have one contact for all of your insurance arrangements.

Comparing the market

A broker will search the market on your behalf for the most appropriate insurance cover for your business and personal needs. The broker will provide a number of options based on your requirements and will explain the cover types and fine print of each option to help you choose cover which meets your insurance needs.

Help with making a claim

Making a claim can be a stressful business especially if you don’t know the requirements or process involved. If you’ve gone through a broker, then you have someone working on your behalf to achieve the best possible outcome so that you can continue running your business.

Part of your team

A broker will work as part of your existing team in a similar way as your Accountant or IT Contractors does. If you use a broker, then they will be happy to work directly with you or another professional intermediary that you use.

If you would like to discuss your current arrangements with one of our brokers call 01732 252 898 or email info@clarkewilliams.co.uk