Public Liability Insurance for Carpenters & Joiners – From Just £40* a Year
Whether you’re crafting bespoke staircases, installing kitchen units, or fitting oak beams in a listed property, accidents can (and do) happen. That’s why Public Liability Insurance is a must-have for carpenters and joiners. And the good news? At Clarke Williams Insurance Brokers, cover starts from just £40 per year – and that’s with A-rated insurers. But we don’t stop at just a low price. We offer real cover, tailored advice, and personal service – the kind you won’t get from a comparison website.
Why Do Carpenters & Joiners Need Public Liability Insurance?
You work with sharp tools, heavy materials, and often in client homes or busy construction sites. One slip of a chisel or drop of a beam could cause injury or damage – and lead to a costly claim. Public liability insurance protects you against legal and compensation costs if someone gets hurt or property is damaged because of your work.
And with cover starting from only £40 per year, it’s a small price to pay for peace of mind.
What Can Be Included?
We know that one size doesn’t fit all. That’s why our policies can be tailored to suit your exact needs, including options such as:
- Employers’ Liability – if you employ staff or apprentices
- Tool Cover, including overnight protection in a locked vehicle or site
- Contract Works and Own Plant cover (on request)
- Cover for Hot Works – for those using heat or flame as part of their job
Why Choose Clarke Williams for Carpenters & Joiners Insurance?
We’re not your average insurance brokers. At Clarke Williams, we do things differently.
Cover from £40 per year
A-rated insurers you can trust
- Real people on the phone – no call centres
- UK-based team with 50+ years of technical experience
- Award-winning customer service
- Specialist knowledge of the construction and trade industries
- High-risk trades welcome – including hot works and subcontracted labour
- Flexible limits – height, depth, or location won’t stop us finding cover
We’re proud to have five-star reviews and national awards under our belt. But what we’re most proud of is the relationships we’ve built with our clients.
Let’s Talk – The Clarke Williams Way
At Clarke Williams, we believe that great insurance starts with a conversation. No forms, no bots – just real people who care about finding the right cover for you.
Our advice is always free, and we’ll never try to sell you something you don’t need. We’re here to tailor a solution that fits your business like a glove.
So whether you’re a sole trader, a growing team, or a seasoned contractor – we’d love to hear from you.
*Based on an individual carpenter with a £2 million limit of indemnity, no previous claims, and no adverse risk information. Premiums may vary depending on your specific circumstances and underwriting criteria. This does not constitute a financial promotion or guarantee of price. Figures correct at the time of publishing 01/07/2025




