Specialist Insurance for the Ground-workers – In depth cover at competitive premiums


As specialist insurance brokers for the construction industry we have created several bespoke schemes for Ground-workers and Civil Engineering Insurance to protect your business from the costs of damage to underground services, injury to the public, injury to your employees and costs arising from your legal liabilities.

We work closely with our clients to truly understand their business and ensure that they have the right cover at the best possible price, as specialists for Ground-workers and Civil Engineering Insurance we can provide solutions to cover any eventuality with access to market leading insurers and facilities in Lloyds of London.

Our Ground-workers Insurance and Civil Engineering Insurance schemes can cater for those involved in Concrete Placing, Directional Drilling, Shuttering, Formwork, Haulage, Muck Away, Paving, Piling, Plant Hire, Reinforced Concrete, Foundations, Site Clearance, Steel Fixing, Surfacing, Bitumen Works, Road Construction, Underpinning, Utilities and other associated trades. We have the ability to quote for risks that work at Hazardous locations as well as high risk activities such as works above 25m height, works below 5m depth, Asbestos Works and work involving the application of heat. Clarke Williams can cover your entire business and can arrange cover for:


You have to have Employers Liability as a legal requirement to protect against accidental death or injury to your employees. We also can cater for Public Liability to protect your business from injury to the public and damage to property arising from your business activities up to £50mil if required.

Contractors All Risks

Cover for any loss or damage to the installation prior to completion of the Contract.
Cover can extend  to include loss or damage to your own plant and equipment, or hired-in plant including continuing hire charges.

Property Damage

Cover for your Buildings, General Contents, Stock, Fixtures and Fittings, Tenants Improvements and Business Interruption. Cover can be extended for Goods in Transit, Computer Equipment, Loss of Money and All Risks anywhere in the UK if required.

Professional Indemnity

Cover for losses as a result of incorrect advice, design, errors or omissions whilst carrying out your duties. We can provide expert advice on what limit you should hold and answer any queries you may have.

Fleet insurance

Cover for Fleet Insurance for all sizes and different types of businesses. A minimum of 2 vehicles is required to go onto a Fleet Policy. We can assist with existing Fleet policies or can set up brand new fleet insurances if you have previously insured your vehicles separately.


Need a quote for Ground-workers Insurance or Civil Engineering Insurance?

We can offer the following cover extensions with specialist insurers:
  • Unlimited Height Limit
  • Depth Limit
  • Professional Indemnity
  • Financial Loss
  • Defective Workmanship

If you would like to see what options are available, give us a call. Our service includes the following:

  • A no-obligation review of your insurances
  • Identification of any gaps in cover
  • Help you to arrange a policy that meets your needs
  • Answer any questions you may have
  • Comparison of insurance quotes & cover from multiple insurance companies (we’re independent so not tied to any insurers
  • Availability of instant cover
  • If there is a better deal out there, we’ll tell you. You can still transfer your insurance to us and try out our service
  • Option of face-to-face, telephone or online communication
  • Ongoing one-to-one support throughout the year
  • We’ll be here to help if you need to make a claim

We are a Kent based independent insurance broker. We’re happy to offer you advice and answer any questions you may have.

Want to speak to one of our specialists?

Call or email us today for a comprehensive insurance policy at a competitive price.

Telephone: 01732 252898

Or email us using the form below.

Be safe in the knowledge that your business is protected.

Get a quote by calling our team on 01732 252 898

or submit your details below

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    Clarke Williams Ltd are authorised and regulated by the Financial Conduct Authority under reference 758683. The Financial Conduct Authority’s Register can be accessed through http://www.fca.org.uk/ . We are registered in England and Wales with Companies House under number 10317065. Our registered office address is Blue Bell Court, Sovereign Way, Tonbridge, Kent, TN9 1FU.
    Clarke Williams Ltd
    Blue Bell Court
    Sovereign Way
    TN9 1FU
    Tel: 01732 252 898
    © 2023 Clarke Williams Ltd