A Game-Changing Theft-Protection Solution for High-Value & Performance Vehicles
Car theft continues to rise across the UK, and high-value or performance vehicles remain prime targets. For clients who want stronger protection without complexity, cost, or intrusive tracking, a new solution has emerged that is genuinely reshaping how prestige cars are safeguarded: Hiscox Track & Recover.
As brokers, we are always looking for high-quality, practical, and stress-free ways to protect our clients’ assets. Track & Recover delivers exactly that—combining a discreet tracking device with a premium recovery service, all at no cost to eligible Hiscox motor clients. Below, we explore why this new solution is attracting so much attention and why we believe it’s an exceptional option for clients concerned about theft.
An Elegant, Invisible Layer of Protection
Track & Recover offers a modern alternative to traditional hardwired trackers. The device itself is small – about the size of an AirPods case—so it can be discreetly installed in various locations within the vehicle, depending on make and model. It requires no invasive wiring, which means no interference with the car’s electronics or performance.
Installation takes around an hour and can be carried out at a location convenient to the client, offering maximum flexibility. The device is also currently progressing through Thatcham’s approval process and is expected to achieve S7 tracker certification, reinforcing its security credentials.
Why This Is Such a Strong Solution for Theft-Conscious Clients
No Cost for the Device, Installation, or Subscription. Hiscox covers the entire cost for eligible vehicles, meaning clients can:
- Avoid paying for a new tracker
- Cancel existing tracker subscriptions
- Reduce ongoing security expenses
For many high-value vehicle owners, this is a welcome cost saving
Privacy-Friendly: No Driving Data Captured. Many modern tracking devices monitor driving style, speed, routes and journeys. Track & Recover doesn’t.
It simply monitors the vehicle’s location at set intervals—nothing more. Clients get protection without feeling monitored.
Smart Geofencing Alerts – At installation, a “safe location” is set—typically where the vehicle is kept overnight. If the car leaves that zone unexpectedly, the concierge team will contact the client to check everything is okay. This provides powerful peace of mind, especially for owners who travel frequently or keep cars at multiple properties.
Market-Leading Recovery Support – If the client suspects the vehicle has been stolen, a dedicated recovery team is available around the clock. They will liaise with nationwide agents and assist the police in tracking and retrieving the vehicle as quickly as possible. This significantly increases the chances of recovery compared to relying solely on standard manufacturer-installed systems.
No Premium Penalty if the Vehicle Isn’t Recovered – One of the standout benefits is that if a vehicle fitted with the Track & Recover device is stolen and cannot be recovered, Hiscox does not increase the client’s premium at renewal solely because of the incident. For clients concerned about both theft and price stability, this is a major reassurance.
Additional Security for Higher-Risk Vehicles
Some theft-attractive vehicles may still require an immobiliser. Clients can choose from:
- The Track & Recover immobiliser
- Ghost immobiliser systems
- NoGo immobilisers
The immobiliser cost is payable by the client, but no additional tracker systems are required—meaning fewer devices and fewer long-term fees.
Simple When Selling or Changing Vehicles
If the client sells their car or replaces it with a new one, the device can be disconnected or reinstalled elsewhere through the same support service.
If they ever leave Hiscox, they also have the option to continue paying for the tracking service independently.
A Clear Advantage for Clients with Vehicles Worth £50,000+
Track & Recover is available for vehicles valued at £50,000 or above, including:
- Performance cars
- Supercars
- Luxury SUVs
- Classic or collector vehicles
- Prestige daily drivers
Given the rising sophistication of vehicle theft including key cloning, relay attacks and signal interception—this type of protection is no longer optional for many clients.
Our View as a Broker
We believe Track & Recover is one of the most compelling, client-friendly security upgrades available in the high-value motor market today. It provides:
- Enhanced theft protection
- No additional cost
- No added admin
- No intrusive telemetry
- Strong recovery capability
- More stable premiums
For any client anxious about car theft or simply wanting stronger peace of mind—this is a superb solution that blends practicality with best-in-class security support.
If you’d like us to review your vehicle insurance or check whether your vehicle qualifies for this technology, we’re here to help.
