Clarke Williams Logo

Clarke Williams Ltd
- Insurance Brokers -

01732 252 898

Sign up for our Money Saving Newsletter

Clarke Williams Insurance Brokers

Clarke Williams Ltd Insurance Brokers

Sign up for our Money Saving Newsletter

What is Legal Expenses Insurance?

Legal Expenses insurance is an additional area of cover, often added to household, motor or packaged commercial insurance policies to provide access to legal advice and a sum insured for legal costs to help defend you (or your business), or take action against a third party who has wronged you.

The most common examples might include: claiming against a negligent driver who has driven into your vehicle and injured you, or helping resolve an employment dispute or contractual issue within your business (or as an individual if you have been treated unfairly at work). 

The cost of taking legal action can be extremely prohibitive and often early professional advice makes a significant difference to the prospects of success in an action or avoidance in the first place with a well written legal response.

The access to professional advice and support for a small premium is in our opinion well worth the investment and we recommend all clients have some form of legal expenses cover that they can use in the event of an incident.
Cover purchased on an “After The Event” (ATE) basis are significantly more expensive than general or “Before the Event” (BTE) policies but can still provide useful cover and financial protection if your prospects of success are strong.

One significant feature of this type of policy is the “Prospects of Success” clause, a qualified solicitor or legal advisor will review your position under the covers, but the insurer will only take on your case if they feel you have a greater than 50% chance of succeeding in your action.

Clarke Williams can offer legal expenses policies as an addition to all classes of policy we offer such as commercial combined, commercial property, residential households, private car, motor fleet or advise on the suitability of built in covers as opposed to a standalone policy.

As always, if you would like further information about this class of insurance or advice about your personal or business insurance requirements, please contact one of our advisors on 01732 252 898.

 

Want to speak to one of our specialists?

Call or email us today for a comprehensive insurance policy at a competitive price.

Telephone: 01732 252898

Or email us using the form below.

Be safe in the knowledge that your business is protected.

Get a quote by calling our team on 01732 252 898

or submit your details below

Submit your details for a quote

    Contact Name

    Email Address

    Telephone

    Your Message / Enquiry

    Renewal Date (if applicable)

    How did you hear about us?

    I am happy to be contacted

    Clarke Williams Ltd are authorised and regulated by the Financial Conduct Authority under reference 758683. The Financial Conduct Authority’s Register can be accessed through http://www.fca.org.uk/ . We are registered in England and Wales with Companies House under number 10317065. Our registered office address is 194 High Street, Tonbridge, Kent, TN9 1BE

    Clarke Williams Ltd
    194 High Street
    Tonbridge
    TN9 1BE

    Tel: 01732 252 898

    © 2019 Clarke Williams Ltd