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Clarke Williams Ltd
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01732 252 898

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Do you know the current value of your Jewellery?

As High Value Home Insurance experts in Tonbridge, Kent, Clarke Williams strongly recommend reviewing whether you need more from your insurance than your current cover offers, as you may be surprised at the rise in value of your precious items.

Did you know?
• Many individuals regularly underestimate their sums insured by at least 40%

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Is Your Home Insurance Smart Enough?

Clarke Williams have worked with the leading insurers to create bespoke solutions for High Value Smart Home Insurance, not only covering your Smart Devices but also offering savings on their installation. The application of smart technology in the home is wide-ranging with a Smart Device available for almost everything, from re-ordering food when you run low to controlling light and sound throughout your home. These devices now not only improve your comfort but also improve security and prevent accidents or reduce damage caused.

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Is your Contents Insurance adequate?

Your Contents Insurance covers your most cherished possessions so getting this right is a must. As specialists in HNW insurance, Clarke Williams Ltd ensure that you have the right cover in place to truly protect your assets.

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Business Interruption Insurance Guide

Business Interruption insurance is there to protect against loss of income or profits which arise as a result of damage to property from an insured peril e.g. fire, flood or theft.
We believe it’s important to consider how you would keep your business running in the event of a loss, including how you would continue to continue your normal business activities, pay bills and maintain relationships with your clients and suppliers.

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Understanding Recruitment Agency Contracts

As a specialist broker for the recruitment industry, a common concern of our clients’ is their Terms of Business and understanding what they may be liable for when agreeing to a third parties employment contract.  Below is a brief guide designed to help assist you when reviewing any contracts that are looking to use, either as your own standard template for your own Terms of Business or where you are being asked to agree your clients contract terms.

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Clarke Williams Ltd supports the Bridge Trust

Clarke Williams are supporting The Bridge Trust a local charity working to tackle homelessness in the area, as a community based business we believe that we should be leading the way in improving the local community and helping people get back on their feet.

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Creation of Property Insurance

Property Owners Insurance or Landlords Insurance covers damage caused to your property aswell as any legal liability you are responsible for as a property owner. Clarke Williams Insurance Brokers can provide Property Insurance for Residential Property, Commercial Property, Landlords Insurance, Vacant Property and Tenants Liability.

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Excess Layer Insurance

An Excess Layer insurance policy, also known as Excess of Loss, is a policy designed to provide increased limits of liability over your primary insurance cover. Clarke Williams Insurance Brokers can provide Excess Layers for Public Liability, Products Liability, Employers Liability and Professional Indemnity.

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How will the Ogden decision affect Contractor’s Liability Insurance?

A common question asked by contractors when arranging their Public liability insurance, is how much should they hold. Unlike Employers Liability Insurance which has a statutory minimum of £5m, often there is little or no guidance provided to a contractor on what Public Liability limit to hold. With the changes to the Ogden Rate affecting the insurance industry, its customers and claimants, contractors need to start talking to their insurance advisor about their Public Liability limit and whether or not it is sufficient in the event of a large liability claim.

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Clarke Williams Ltd are authorised and regulated by the Financial Conduct Authority under reference 758683. The Financial Conduct Authority’s Register can be accessed through http://www.fca.org.uk/ . We are registered in England and Wales with Companies House under number 10317065. Our registered office address is 194 High Street, Tonbridge, Kent, TN9 1BE

Clarke Williams Ltd
194 High Street
Tonbridge
TN9 1BE

Tel: 01732 252 898

© 2017 Clarke Williams Ltd