News and Business Updates
Welcome to our News and Business Updates section — your source for the latest insights, insurance news, and practical advice to help protect and strengthen your business. Here, we share updates on insurance trends, compliance requirements, health and safety best practice, and risk management tips relevant to your industry.
Whether you’re looking to stay informed about policy changes, improve workplace safety, or understand how new regulations may affect your cover, this page provides clear, useful information to support confident decision-making.
Event Organisers Insurance
Discover the insurance event organisers need, including Public Liability, Professional Indemnity, Cyber Insurance and Event Cancellation cover. Tailored protection for conferences, exhibitions, weddings, festivals and corporate events.
Professional Indemnity Insurance for Environmental Consultants
Environmental consultants provide advice that influences planning decisions, sustainability projects and major developments. Whether you’re producing Environmental Impact Assessments, ecological surveys or contamination reports, a mistake or allegation of negligence could lead to a costly claim.
Professional Indemnity Insurance helps protect your consultancy against legal costs and compensation arising from professional advice.
Professional Indemnity Insurance for Traffic Consultants
Professional Indemnity (PI) Insurance helps protect your business against allegations that your advice, calculations or professional services have caused a client to suffer financial loss.
Even if you’ve done nothing wrong, defending a claim can be costly. Professional Indemnity Insurance provides financial protection by covering legal defence costs and compensation where your business is found liable.
Whilst airlines, hotels and tour operators ultimately provide many of the services, travel agents can still face allegations of negligence if a client believes they have suffered a financial loss because of advice given or an administrative error.
Why Do Most UK Insurers Restrict Unoccupied Property Cover After 30 Days?
Many UK insurers restrict property insurance cover once a home has been unoccupied for more than 30 days. While the exact timeframe varies between providers, this limit is common because empty properties present a higher risk than occupied ones.
Travel Agent Insurance
Travel agents play a vital role in helping individuals and businesses arrange holidays, business travel and specialist itineraries. Clients place significant trust in their travel adviser to recommend suitable destinations, make accurate bookings and ensure all travel arrangements are in place.
Whilst airlines, hotels and tour operators ultimately provide many of the services, travel agents can still face allegations of negligence if a client believes they have suffered a financial loss because of advice given or an administrative error.
WhatsApp, Voice Notes & Emojis: The New Professional Indemnity Risk Businesses Need to Understand
WhatsApp, Voice Notes & Emojis: The New Professional Indemnity Risk Businesses Need to Understand
Based on research published by Hiscox in “Blurring the Lines of Communication – The New Grey Areas of Professional Advice in a Chat-Era”
For many businesses, the days of formal letters and carefully drafted emails being the primary method of communication are long gone.
Today, professional advice is increasingly being delivered through WhatsApp messages, text messages, LinkedIn chats, Teams messages, voice notes and even social media direct messages. Whilst these communication methods have undoubtedly improved speed and client service, they have also created a new and often overlooked Professional Indemnity exposure.
The reality is simple: a claim can arise from a WhatsApp message just as easily as it can from a formal report.
Probate Property Insurance Explained
Probate property insurance is a specialist type of cover designed for homes that are awaiting the completion of probate. Because these properties are frequently vacant for extended periods, insurers view them as a higher risk than occupied homes. Risks such as theft, vandalism, escape of water, and undetected damage can increase significantly when a property is left empty.
Frequently Asked Questions Unoccupied Property
Below we’ve answered some of the most common questions we’re asked about unoccupied property insurance. If you can’t find the answer you’re looking for, please contact our team for tailored advice.
Aviva Removes Additional Theft Excess for Land Rover and Range Rover Vehicles
Aviva has announced a positive change to its Minifleet proposition by removing the additional theft excess previously applied to Land Rover and Range Rover vehicles.
The change took effect for all new business from 31 May 2026 and will automatically apply to existing policies at renewal.
Business Travel in 2026: How to Protect Your Plans Amid Disruption
With ongoing pressure in the aviation sector, UK airlines and regulators are taking steps to manage potential disruption—particularly around operational strain and fuel supply logistics.
Why is Professional Indemnity Insurance for Engineers So Expensive?
Professional Indemnity (PI) insurance for engineers has become increasingly expensive in recent years, particularly for those involved in higher-risk areas such as fire safety, cladding, or basement design. Many firms are seeing significant premium increases at renewal, often with reduced cover or additional restrictions.
high-net-worth-car-theft-protection
Car theft continues to rise across the UK, and high-value or performance vehicles remain prime targets. For clients who want stronger protection without complexity, cost, or intrusive tracking, a new solution has emerged that is genuinely reshaping how prestige cars are safeguarded
Why Insuring Your EV Fleet is Different
The electric vehicle (EV) revolution is in full swing. What started as a niche market is now quickly becoming the norm, and more businesses are switching their fleets to electric. But with this transition comes new challenges—and opportunities—when it comes to insuring your EV fleet.
Local Business Insurance Free Review
Running a business comes with plenty of responsibilities, and making sure your insurance is fit for purpose shouldn’t be a worry. That’s why we offer a free local business insurance health check for businesses of all sizes—no obligation, no upfront fees, and with personal advice tailored to your needs.
Why Every Recruitment Agency Should Have a Drivers Negligence Agreement Form in Place
For recruitment agencies supplying temporary or contract drivers, one of the most overlooked yet critical documents is the Drivers Negligence Agreement Form.
This form works hand in hand with your Drivers Negligence Insurance — providing a clear record of the agreed liability limits between your agency and your client if a temporary driver causes accidental damage to a client’s vehicle.
Professional Indemnity (PI) Insurance Tips – Avoid Gaps and Protect Your Business
We recently spoke to The Financial Accountant about Professional Indemnity (PI) Insurance, sharing tips that apply to any business providing advice or professional services.
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