Clarke Williams Logo

Clarke Williams Ltd
- Insurance Brokers -

01732 252 898

Clarke Williams Insurance Brokers

Clarke Williams Ltd Insurance Brokers

Clarke Williams Ltd on Twitter

Load More

Our blog

Clarke Williams Ltd Celebrate Anniversary and New Premises with help of Local MP Tom Tugendhat

On Friday 13th May, Clarke Williams Ltd (CWIB) welcomed Tonbridge MP, Tom Tugendhat, to celebrate the company’s five year anniversary as well as officially open its new premises. Located on Sovereign Way, in the heart of Tonbridge town centre, the insurance broker’s new office boasts more square footage to house the growing company, as well as both open and private offices and a wellness area.

read more

Oast Houses and Property Insurance

The unique design has evolved over decades of brewing, including square and octagonal versions but the need for the specific structure was made redundant by the invention of the modern electric fans and the industry was decimated by the importation of cheaper hops from other countries as it was a very labour intensive process.

read more

What is Legal Expenses Insurance?

Legal Expenses insurance is an additional area of cover, often added to household, motor or packaged commercial insurance policies to provide access to legal advice and a sum insured for legal costs to help defend you (or your business), or take action against a third party who has wronged you.

read more

Force Majeure and Contract frustration

Force majeure is generally defined as “The occurrence of an event that is beyond the parties involved in the contracts control, which could not have been foreseen at the time of signing the contract and prevents one of the parties from fulfilling their contractual obligations.”

read more

Health and Safety – Statistics and Insurance

PPE, Social Distancing and Covid Testing has also become a very regular feature for some. Whilst we are looking at further spikes with the more transmittable Delta Variant, there is plenty of optimism that we can develop strategies to control and hopefully reduce the long term effects of this disease on our way of life.

read more

Liability Insurance – Labour Only Sub-Contractor v Bona-Fide Subcontractor

One of the most frequently asked questions by a client under their liability insurance is the status of various subcontractors : – e.g. those engaged by a policyholder to perform work on its behalf. An insurer will normally define these into two major categories and it is material to your policy that the relevant percentage split or numerical wage rolls are accurately declared in respect of those.

read more

The rise of the green contractor

Contractors may need to go green to keep up with the demand for building changes in the future. A CITB report has estimated that 350,000 new construction jobs will be required in the UK in order to meet the government’s 2050 environmental target which aims at achieving a net zero on emissions.

The target to reduce our Nationally Determined Contribution (NDC) under the Paris Climate Agreement is among the highest in the world and commits the UK to cutting emissions at the fastest rate of any major economy. The UK construction industry contributes to approximately 40% of emissions according to the UK Green Building Council (UKGBC) and reducing this to net zero represents a huge challenge for the government and construction industry which will need to move away from traditional construction methods utilising eco-friendly and sustainable materials.

read more

Directors’ and Officers’ Liability Insurance Quote

As a Company Director there are a number of responsibilities placed upon you to act with care, in good faith and within the law, to act in the best interests of the company and indeed a responsibility to ensure that other Directors do likewise. Should someone allege that you have not met any of these responsibilities then a claim may arise against you personally.

read more

Manufacturing Insurance Needs

Certain types of insurance needs require specialist knowledge to dissect and understand the needs of the customer, manufacturing business in particular provide this challenge for an insurance broker.
There are many thousands of manufacturing businesses in the UK, providing products for all types of end customer, whether that be specialist military electronics, or plastic bath toys!

read more

6 common mistakes when purchasing small business insurance.

Every business aims to cut down expenses and maximize profits, most people find cheap insurance policies very enticing and risky. As much as price is a concern, it is vital that you research on the efficiency of the insurance company first. For instance, check their security rating, how effective their claim service is, and how prompt they are in reimbursing. Checking through online reviews can be a good starting point in your research. If something appears to be too good to be true it usually is!

When arranging a home-based business insurance policy, you may want to consider covering computers, tools, and other business equipment you keep at home.

read more

What is home business insurance?

You might assume home insurance covers you while working from home, but this usually isn’t the case. Most home insurance policies have restrictions on what you can do from your home and they certainly won’t cover you for the products you produce or sell, or the professional service that you provide.

When arranging a home-based business insurance policy, you may want to consider covering computers, tools, and other business equipment you keep at home.

read more

How prepared is your property for the winter season?

Getting your boiler serviced once a year will highlight any issues that may have gone undetected when the heating hasn’t been required during the warmer months.
As the weather gets colder people tend to switch on their central heating, that then leads to a surge in gas consumption which can result in boilers breaking down.

read more

Want to speak to one of our specialists?

Call or email us today for a comprehensive insurance policy at a competitive price.

Telephone: 01732 252898

Be safe in the knowledge that your business is protected for all eventualities

Get a quote by calling our team on 01732 252 898.

or submit your details below

Submit your details for a quote

    Contact Name

    Email Address


    Your Message / Enquiry

    Renewal Date (if applicable)

    How did you hear about us?

    I am happy to be contacted

    Clarke Williams Ltd are authorised and regulated by the Financial Conduct Authority under reference 758683. The Financial Conduct Authority’s Register can be accessed through . We are registered in England and Wales with Companies House under number 10317065. Our registered office address is Blue Bell Court, Sovereign Way, Tonbridge, Kent, TN9 1FU.

    Clarke Williams Ltd
    Blue Bell Court
    Sovereign Way
    TN9 1FU

    Tel: 01732 252 898

    © 2022 Clarke Williams Ltd

      01732 252 898