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When you start a business and work within it, either alone or alongside your employees, you are a doer, and you do whatever is needed to allow your business to succeed and prosper.
If the business does indeed prosper then it will grow, and there will be a need for more people to work alongside you.
In recent times, the South East of England has experienced a concerning surge in vehicle thefts, shedding light on the need for robust insurance coverage for car owners in the region. Data from the Office for National Statistics (ONS) and AA Insurance Services have revealed a staggering 24.9 percent increase in vehicle thefts in 2022 compared to the previous year, resulting in over 130,000 stolen vehicles nationwide.
Directors and Officers of Residents Associations shoulder significant responsibilities. While experienced property owners might initially consider making decisions on behalf of a block of flats a straightforward task, even a minor oversight or error can result in a costly lawsuit personally directed at you. Your personal liability extends not only to the decisions you’ve made but also to those you should have made but didn’t (known as a negligent omission). Additionally, you can be held responsible for decisions made by other directors.
Clarke Williams has been awarded the prestigious title of Commercial Lines Insurance Broker of the Year at the 2023 Insurance Innovation Awards.
This accomplishment is a true testament to our unwavering commitment to excellence in the insurance industry.
Breaking News: Clarke Williams Shortlisted for Commercial Lines Broker of the Year at Broker Innovation Awards 2023!
We are thrilled to share the exciting news that Clarke Williams has been shortlisted as a finalist in the prestigious Commercial Lines Broker of the Year category at the upcoming Broker Innovation Awards 2023. This recognition is a testament to our unwavering commitment to our values prioritising customers at the heart of everything we do.
The journey to being shortlisted in the Commercial Lines Broker of the Year category was not an easy one. Amidst the backdrop of uncertainty and a heightened demand for reduced premiums during challenging times, we have been expanding, modernizing our office, and making substantial changes to our processes and technology infrastructure to support the team and business in the future.
As cyber threats become more complex and unpredictable, it is vital that organisations arm themselves with the necessary protection. Cyber threats are a real and growing problem for businesses, but cyber insurance can provide vital protection in the event of an incident. It helps to reduce disruption during a data breach or ransomware attack and provides financial support should legal action be taken afterwards. Investing in this kind of coverage not only offers peace of mind now – but it could also mean the difference between survival and failure down the line.
In an era where technology plays a crucial role in our lives and businesses, cybersecurity has become a top priority. To shed light on the importance of IT security and the challenges faced by organisations today, we had the privilege of sitting down with Simon Rosemeyer, a cybersecurity expert and the founder of Nexgen Cyber, an IT security consultancy. In this interview, Simon shares his insights on the current cybersecurity landscape, the emerging trends and threats, and the steps businesses can take to mitigate risks and safeguard their digital assets.
Being a landlord comes with its own set of responsibilities and risks. One crucial aspect of protecting your property investment is securing a comprehensive landlord insurance policy. Landlord insurance is specifically designed to provide coverage for the unique needs and challenges faced by property owners who rent out their residential or commercial properties.
Escape rooms have gained immense popularity in recent years, offering thrilling and immersive experiences for participants. However, as with any business, escape room owners must be aware of the potential risks and take appropriate measures to protect their operations. One crucial aspect that should not be overlooked is having comprehensive cyber and data insurance policies in place. In this blog post, we will explore the reasons why escape room businesses should prioritize cyber and data insurance coverage to safeguard against a range of threats, including social media pages being hacked, booking system failures, and business interruptions that could lead to lost income.
We are delighted to be a part of the vibrant Tonbridge community and are thrilled to support local events such as the Tonbridge River Walk Music. As a Kent-based professional business, we understand the importance of community engagement and giving back. Our commitment to the community goes beyond providing insurance services – we actively participate in events that bring people together, celebrate local culture, and promote a sense of unity. We are proud to be involved in the Tonbridge River Walk Music and look forward to contributing to the success of this community event. Together, we can make a positive difference and create lasting memories for all who attend
A few years ago my boss said to me “You have clearly put a lot of work into this project and I am very grateful but we have decided to drop it for another initiative”. At the time the comment annoyed me however it was not, perhaps, for the reason you may think.
The fact that something I had worked on so hard had been shelved could be the source of my annoyance, I knew from the beginning that there was a good chance the project wasn’t going anywhere so this did not come as a huge surprise to me. So what was it that annoyed me?
My inspiration came a few months later when I was in a training session put on by my company. The trainer was talking about the dangers of using the word “but”, explaining that by using the word “but” you are discrediting everything you said in the words preceding it.
As the cost of living continues to climb, many of us are feeling the pinch of rising prices. From energy to the weekly food shop, it seems like everything is becoming more expensive. Unfortunately, the world of insurance is no exception to this trend. In recent years, we have seen a significant uptick in insurance prices across the board, leaving many of us wondering what is behind this alarming trend.
When it comes to insuring building renovations or extensions, there are various different products available in the market. They are known by different names such as extension insurance, homework’s, and building renovations insurance, but essentially, they all provide a tailored, site-specific combined policy that can include the contract works, the existing structure, and liabilities.
ClarkeWilliams Insurance Brokers is excited to announce our sponsorship and attendance at the Tonbridge Music Weekend, taking place from July 7th – 9th 2023. This fantastic event is a must-attend for all music lovers, and we’re thrilled to be a part of it.
Index linking is the technical term for an adjustment percentage added to your building sum insured. It is the insurer’s way of keeping your buildings reinstatement value in line with inflation to protect against under insurance as costs naturally increase over time.
Driving in the winter is very different from other times of the year. In very bad conditions, avoid driving completely, unless you absolutely have to make the journey and driving is the only option. It’s a good idea to have your vehicle fully serviced before winter starts and have the anti-freeze tested.
Be safe in the knowledge that your business is protected for all eventualities
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