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News and Business Updates

Welcome to our News and Business Updates section — your source for the latest insights, insurance news, and practical advice to help protect and strengthen your business. Here, we share updates on insurance trends, compliance requirements, health and safety best practice, and risk management tips relevant to your industry.

Whether you’re looking to stay informed about policy changes, improve workplace safety, or understand how new regulations may affect your cover, this page provides clear, useful information to support confident decision-making.

Event Organisers Insurance

Discover the insurance event organisers need, including Public Liability, Professional Indemnity, Cyber Insurance and Event Cancellation cover. Tailored protection for conferences, exhibitions, weddings, festivals and corporate events.

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Professional Indemnity Insurance for Environmental Consultants

Environmental consultants provide advice that influences planning decisions, sustainability projects and major developments. Whether you’re producing Environmental Impact Assessments, ecological surveys or contamination reports, a mistake or allegation of negligence could lead to a costly claim.

Professional Indemnity Insurance helps protect your consultancy against legal costs and compensation arising from professional advice.

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Professional Indemnity Insurance for Traffic Consultants

Professional Indemnity (PI) Insurance helps protect your business against allegations that your advice, calculations or professional services have caused a client to suffer financial loss.

Even if you’ve done nothing wrong, defending a claim can be costly. Professional Indemnity Insurance provides financial protection by covering legal defence costs and compensation where your business is found liable.

Whilst airlines, hotels and tour operators ultimately provide many of the services, travel agents can still face allegations of negligence if a client believes they have suffered a financial loss because of advice given or an administrative error.

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Travel Agent Insurance

Travel agents play a vital role in helping individuals and businesses arrange holidays, business travel and specialist itineraries. Clients place significant trust in their travel adviser to recommend suitable destinations, make accurate bookings and ensure all travel arrangements are in place.

Whilst airlines, hotels and tour operators ultimately provide many of the services, travel agents can still face allegations of negligence if a client believes they have suffered a financial loss because of advice given or an administrative error.

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WhatsApp, Voice Notes & Emojis: The New Professional Indemnity Risk Businesses Need to Understand

WhatsApp, Voice Notes & Emojis: The New Professional Indemnity Risk Businesses Need to Understand

Based on research published by Hiscox in “Blurring the Lines of Communication – The New Grey Areas of Professional Advice in a Chat-Era”

For many businesses, the days of formal letters and carefully drafted emails being the primary method of communication are long gone.

Today, professional advice is increasingly being delivered through WhatsApp messages, text messages, LinkedIn chats, Teams messages, voice notes and even social media direct messages. Whilst these communication methods have undoubtedly improved speed and client service, they have also created a new and often overlooked Professional Indemnity exposure.

The reality is simple: a claim can arise from a WhatsApp message just as easily as it can from a formal report.

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Probate Property Insurance Explained

Probate property insurance is a specialist type of cover designed for homes that are awaiting the completion of probate. Because these properties are frequently vacant for extended periods, insurers view them as a higher risk than occupied homes. Risks such as theft, vandalism, escape of water, and undetected damage can increase significantly when a property is left empty.

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Frequently Asked Questions Unoccupied Property

Below we’ve answered some of the most common questions we’re asked about unoccupied property insurance. If you can’t find the answer you’re looking for, please contact our team for tailored advice.

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Why is Professional Indemnity Insurance for Engineers So Expensive?

Professional Indemnity (PI) insurance for engineers has become increasingly expensive in recent years, particularly for those involved in higher-risk areas such as fire safety, cladding, or basement design. Many firms are seeing significant premium increases at renewal, often with reduced cover or additional restrictions.

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high-net-worth-car-theft-protection

Car theft continues to rise across the UK, and high-value or performance vehicles remain prime targets. For clients who want stronger protection without complexity, cost, or intrusive tracking, a new solution has emerged that is genuinely reshaping how prestige cars are safeguarded

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Why Insuring Your EV Fleet is Different

The electric vehicle (EV) revolution is in full swing. What started as a niche market is now quickly becoming the norm, and more businesses are switching their fleets to electric. But with this transition comes new challenges—and opportunities—when it comes to insuring your EV fleet.

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Local Business Insurance Free Review

Running a business comes with plenty of responsibilities, and making sure your insurance is fit for purpose shouldn’t be a worry. That’s why we offer a free local business insurance health check for businesses of all sizes—no obligation, no upfront fees, and with personal advice tailored to your needs.

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Why Every Recruitment Agency Should Have a Drivers Negligence Agreement Form in Place

For recruitment agencies supplying temporary or contract drivers, one of the most overlooked yet critical documents is the Drivers Negligence Agreement Form.
This form works hand in hand with your Drivers Negligence Insurance — providing a clear record of the agreed liability limits between your agency and your client if a temporary driver causes accidental damage to a client’s vehicle.

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Jon Weller profile picture
Jon Weller
3 years ago
Highly recommend Clarke Williams and especially Scott, who helped me find the best cover for both my construction businesses. Answered all questions promptly and helped explain everything easily. Great Service.
James profile picture
James
3 years ago
I received very good service from Clarke Williams and would certainly recommend. Graham was extremely thorough and efficient.
Rachel Gardner-Poole profile picture
Rachel Gardner-Poole
3 years ago
I found Scott Williams particularly helpful in getting my insurance setup for my new business.
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