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Clarke Williams Ltd
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01732 252 898

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Clarke Williams Insurance Brokers

Clarke Williams Ltd Insurance Brokers

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Our blog

The rise of the green contractor

Contractors may need to go green to keep up with the demand for building changes in the future. A CITB report has estimated that 350,000 new construction jobs will be required in the UK in order to meet the government’s 2050 environmental target which aims at achieving a net zero on emissions.

The target to reduce our Nationally Determined Contribution (NDC) under the Paris Climate Agreement is among the highest in the world and commits the UK to cutting emissions at the fastest rate of any major economy. The UK construction industry contributes to approximately 40% of emissions according to the UK Green Building Council (UKGBC) and reducing this to net zero represents a huge challenge for the government and construction industry which will need to move away from traditional construction methods utilising eco-friendly and sustainable materials.

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Directors’ and Officers’ Liability Insurance Quote

As a Company Director there are a number of responsibilities placed upon you to act with care, in good faith and within the law, to act in the best interests of the company and indeed a responsibility to ensure that other Directors do likewise. Should someone allege that you have not met any of these responsibilities then a claim may arise against you personally.

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Manufacturing Insurance Needs

Certain types of insurance needs require specialist knowledge to dissect and understand the needs of the customer, manufacturing business in particular provide this challenge for an insurance broker.
There are many thousands of manufacturing businesses in the UK, providing products for all types of end customer, whether that be specialist military electronics, or plastic bath toys!

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6 common mistakes when purchasing small business insurance.

Every business aims to cut down expenses and maximize profits, most people find cheap insurance policies very enticing and risky. As much as price is a concern, it is vital that you research on the efficiency of the insurance company first. For instance, check their security rating, how effective their claim service is, and how prompt they are in reimbursing. Checking through online reviews can be a good starting point in your research. If something appears to be too good to be true it usually is!

When arranging a home-based business insurance policy, you may want to consider covering computers, tools, and other business equipment you keep at home.

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What is home business insurance?

You might assume home insurance covers you while working from home, but this usually isn’t the case. Most home insurance policies have restrictions on what you can do from your home and they certainly won’t cover you for the products you produce or sell, or the professional service that you provide.

When arranging a home-based business insurance policy, you may want to consider covering computers, tools, and other business equipment you keep at home.

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How prepared is your property for the winter season?

Getting your boiler serviced once a year will highlight any issues that may have gone undetected when the heating hasn’t been required during the warmer months.
As the weather gets colder people tend to switch on their central heating, that then leads to a surge in gas consumption which can result in boilers breaking down.

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Competitive Liability Insurance for Locksmiths

Locksmiths play an important role in maintaining the safety and security of customers’ homes.
Whether you’re fitting a single door lock or a state-of-the-art security system, it’s important you and your business are covered if something goes wrong at a customer’s property.
We offer comprehensive insurance and competitive rates for locksmiths, with access to insurers who can offer the following covers under a liability policy:

We can quote the following trades:

• Fire alarm contractors
• Fire sprinkler system contractors
• Smoke alarm installers
• Portable and fixed extinguisher installers
• Emergency lighting
• Passive fire protection including intumescent spraying
• Security Contractors
• Wet/dry risers
• Access control

As a company director or manager, responsibilities are placed upon individuals to act with care, in good faith, within the law and in the best interests of the company and its employees.

Should someone allege that a business has not met any of these responsibilities, then a claim may arise against an individual personally. Even careful and conscientious directors can fall foul of the law and sometimes directors can face personal liability for legal issues, even if caused by someone else’s mistake.

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Fire Protection Contractors Liability Insurance

Our clients include fire protection specialists (whether working as the main contractor or subcontractor to the principal), specialist suppression engineers carrying out design activities and those in high risk locations including data centres, manufacturing plants, power plants and fire protection contractors.

We can quote the following trades:

• Fire alarm contractors
• Fire sprinkler system contractors
• Smoke alarm installers
• Portable and fixed extinguisher installers
• Emergency lighting
• Passive fire protection including intumescent spraying
• Security Contractors
• Wet/dry risers
• Access control

As a company director or manager, responsibilities are placed upon individuals to act with care, in good faith, within the law and in the best interests of the company and its employees.

Should someone allege that a business has not met any of these responsibilities, then a claim may arise against an individual personally. Even careful and conscientious directors can fall foul of the law and sometimes directors can face personal liability for legal issues, even if caused by someone else’s mistake.

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Telephone: 01732 252898

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    Clarke Williams Ltd are authorised and regulated by the Financial Conduct Authority under reference 758683. The Financial Conduct Authority’s Register can be accessed through http://www.fca.org.uk/ . We are registered in England and Wales with Companies House under number 10317065. Our registered office address is 194 High Street, Tonbridge, Kent, TN9 1BE

    Clarke Williams Ltd
    194 High Street
    Tonbridge
    TN9 1BE

    Tel: 01732 252 898

    © 2019 Clarke Williams Ltd

      01732 252 898