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Employers have a duty to provide and police the use of personal protective equipment (PPE) at work including safety helmets, gloves, eye protection, high-visibility clothing, safety footwear and safety harnesses. However Safety is everyone’s responsibility
Let your employees know they have a responsibility to report unsafe conditions to their supervisor so it can be corrected before someone gets hurt. Clearly define the risks and consequences of not using PPE correctly.read more
Directors & Officers Insurance covers the management decisions of a business. The insurance offers financial protection to the directors, partners or officers of a company and it is designed to cover the cost of claims for compensation made against the insured individual.
Being a director of a company brings with it certain responsibilities to employees and other stakeholders such as customers and regulators.
UK businesses are being warned to prepare for liability insurance prices to increase by 10-15% as another liability provider has announced its departure from the insurance market which is likely to create a “ripple effect”.
Unfortunately this could be the tip of the iceberg as many insurers are losing their appetite for some business lines, with availability restricted for certain types of businesses, in particular those who operate in high risk liability sectors such as waste removal, roofing and scaffolding.read more
Professional Indemnity covers legal costs and damages in relation to alleged errors or omissions in the design or construction process. For instance, a building contractor not following the design correctly for a retail fit out, a HVAC installation not being fit for purpose or an engineer using the incorrect materials. A Professional Indemnity policy will cover the costs of rectify the works and potentially any consequential losses as result of the original error or omission. It differs from Public and Products Liability Insurance which covers you for any third party injury or property damage that my occur in the course of your daily activities.read more
The nature of 3D Printing creates increased exposures that go beyond the coverage of standard manufacturing insurance policies, typically there are technology based exclusions including cyber related losses in the event of errors in software leading to defective products as well as professional indemnity exclusions.read more
With an estimated 180,000 businesses involved in Hospitality and Tourism involving nearly 10% of the total UK workforce it is key to ensure that these businesses and employees are properly protected. Ensuring you have the right Hotel Insurance policy can be a daunting thought, our bespoke solutions take away the stress and provide peace of mind that you have the right coverage in place.read more
We offer a free risk review service for local establishments call us today to book an appointment for one of our Leisure experts to attend your premises if you are based in the following areas:
Tonbridge, Tunbridge Wells, Sevenoaks, Maidstone, Bromley, Dartford, Crawley, Ashford, Canterbury, Hastings, Guildford, Brightonread more
Public liability Insurance is not a legal requirement for businesses in the UK. But if you don’t have it and third party makes a claim against you, the impact on you and your business could be calamitous. Unfortunately accidents on worksite can happen at any time, even when risks assessments have been carried out and safety briefings have taken place.read more
Unfortunately the insurance market has been slow to react to the popularity of Airbnb. As a result most have done almost nothing to adapt their policies or their underwriting stance. Many UK home and landlord insurers will not accept the property being used for Airbnb purposes so it’s important to tell your insurer as you may be in breach of your policy terms and conditions.read more
From 2-unit maisonettes to more than 300 units in a purpose built tower block, we insure properties of standard and non-standard construction. We also offer unoccupied and listed buildings insurance.read more
Be safe in the knowledge that your business is protected for all eventualities
Get a quote by calling our team on 01732 252 898.
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Clarke Williams Ltd are authorised and regulated by the Financial Conduct Authority under reference 758683. The Financial Conduct Authority’s Register can be accessed through http://www.fca.org.uk/ . We are registered in England and Wales with Companies House under number 10317065. Our registered office address is 194 High Street, Tonbridge, Kent, TN9 1BE
Clarke Williams Ltd
194 High Street
Tel: 01732 252 898
© 2017 Clarke Williams Ltd