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With minimum premiums starting at £2,500.00 + IPT call Clarke Williams for a no obligation review. As liability insurance specialists with over 50 years experience in the industry, we have put together solutions with a range of insurers which allow us to provide cover for the vast majority of trades, below are a few examples of the type of contractors that we work with:
We are pleased to announce that another A Rated liability insurer has joined our panel of specialist partners. With specialist knowledge in the civils and ground working industry they offer a package of covers including:
• Public and Products Liability
• Employers Liability
• Contract Works, Own Plant & Hired in Plant
• Professional Indemnity
With house prices ever increasing more home owners are turning to renovations and extensions to provide the home they want rather than looking at having to purchase again. While this can be an incredibly rewarding process there is the problem of having the right insurance in place during the works. Most home insurers will need to be notified if works are planned at the property and may impose restricted cover, increased excesses or wish to cancel the policy as a result.
ECIC utilise their risk & insurance experience to tailor trade specific policies and you will have full support and advice from their experienced regional sales team.
In November 2017 ECIC became part of Markel International. Previously ECIC had been owned by the ECA which provides a unique understanding of the electrical and wider contracting industry, in addition to working closely with trade associations and affinity groups.
As specialist providers for Public Liability and Professional Indemnity Insurance we have worked closely with our clients and insurers to create a tailored solution for Lift Engineers and Contractors. With the increase in High Rise properties and the need for bespoke lift solutions it is vital to have the right insurance policies in place to adapt to your business and protect every element.
Employees need to know how to use tools and specialist machinery properly. Stress the importance of using the right tool for the job and mentor a new employee so they understand the risks of specific machines.
If your premium has increased significantly, we are able to carry out a confidential review of your home insurance policy and provide analysis of the coverage we believe you should have in place as well as presenting alternative options. This is a discreet service that will not alert your existing provider or broker and is a free, no obligation service.
Employers have a duty to provide and police the use of personal protective equipment (PPE) at work including safety helmets, gloves, eye protection, high-visibility clothing, safety footwear and safety harnesses. However Safety is everyone’s responsibility
Let your employees know they have a responsibility to report unsafe conditions to their supervisor so it can be corrected before someone gets hurt. Clearly define the risks and consequences of not using PPE correctly.
Directors & Officers Insurance covers the management decisions of a business. The insurance offers financial protection to the directors, partners or officers of a company and it is designed to cover the cost of claims for compensation made against the insured individual.
Being a director of a company brings with it certain responsibilities to employees and other stakeholders such as customers and regulators.
UK businesses are being warned to prepare for liability insurance prices to increase by 10-15% as another liability provider has announced its departure from the insurance market which is likely to create a “ripple effect”.
Unfortunately this could be the tip of the iceberg as many insurers are losing their appetite for some business lines, with availability restricted for certain types of businesses, in particular those who operate in high risk liability sectors such as waste removal, roofing and scaffolding.
Be safe in the knowledge that your business is protected for all eventualities
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Clarke Williams Ltd are authorised and regulated by the Financial Conduct Authority under reference 758683. The Financial Conduct Authority’s Register can be accessed through http://www.fca.org.uk/ . We are registered in England and Wales with Companies House under number 10317065. Our registered office address is 194 High Street, Tonbridge, Kent, TN9 1BE