Commercial Vehicle Fleet Insurance
Managing a fleet of vehicles can be complex, particularly when it comes to insurance, claims, and controlling costs. If your renewal is approaching, we can review your current fleet policy and provide a competitive alternative tailored to your business.
If your renewal isn’t due yet, simply send us your renewal date and we’ll be in touch closer to the time.
Need a review of your fleet insurance?
Email your current policy or fleet schedule to info@clarkewilliams.co.uk or call 01732 252 898 – we’ll assess your cover and provide tailored recommendations.
- Competitive fleet premiums from leading insurers
- Flexible cover for mixed vehicle types and drivers
- Support with claims and risk management
- Fast, no-obligation review
What is Fleet Insurance?
Fleet Insurance is a single policy designed to protect multiple vehicles and drivers against accidents and incidents that could result in significant financial losses. A fleet policy can cover all of your vehicles, whether they are cars, vans, HGVs, or buses. It can provide comprehensive coverage against a range of risks, such as accidents, theft, and third-party liability claims.
Common Fleet Insurance Challenges
Many businesses are currently facing:
- Rising fleet insurance premiums
- Difficulty placing younger or higher-risk drivers
- Claims affecting future premiums
- Managing multiple vehicles under one policy
A tailored fleet policy can help address these challenges and provide better control over your insurance costs.
What Can Cover Include?
At Clarke Williams, we offer a range of coverage options for fleets of all sizes, from small businesses with just a couple of vehicles to large companies with hundreds of vehicles.
Types of cover can include:
- Comprehensive, Third Party, Fire and Theft
- Any driver (exclude under 21,25,30)
- Quarterly declaration (changes declared every 3 months rather than each change)
- As and when there is basis for changes to be made
- Option to include employee’s family members
Our policies are designed to fit your unique needs and can include coverage for:
- Loss or Damage to your vehicles
- Third party liability
- Recovery following a breakdown or accident
- Windows and windscreen
- Legal Expenses
- Replacement Vehicle
- Tools left in a vehicle overnight
Cover for a Range of Fleet Types
We can arrange cover for a wide range of fleets, including:
- Vans and courier fleets
- Haulage and HGV operators
- Company cars
- Mixed vehicle fleets
- Specialist or high-value vehicles
Further Reading
If you’re reviewing your fleet insurance, the following guides may also be useful:
Want to speak to one of our specialists?
For a bespoke
Commercial Fleet Insurance quote
contact our
Liability specialists today.
Telephone: 01732 252 898
For a bespoke Commercial Fleet Insurance quote contact our
Liability specialists today on 01732 252 898
or submit your details below
Submit your details for a quote
Who needs Fleet Insurance?
The short answer. Any company with two or more vehicles. The vehicles will need to be registered with your business or the director of the business. You can cover cars, vans, electric vehicles, HGVs, special-type vehicles, and trailers under a fleet policy.
Any business that relies on a fleet of vehicles should consider Fleet Insurance. This can include delivery companies, construction firms, and any business that requires employees to drive for work purposes.
Without proper coverage, your business could be vulnerable to significant financial losses in the event of an accident or incident involving one of your vehicles.
The list of trades we can cover is endless, but here are some examples of the types of companies that may want to think about fleet insurance:
- Construction
- Recruitment
- Home Care Services
- Haulage
- Estate Agents
- Hire Companies
- Taxi Companies
- Coach Operators
- Waste and Recycling
What do we need to Calculate Fleet Insurance premiums?
When considering Fleet Insurance for your business, it’s important to understand the various factors that could influence your coverage terms. As with all vehicle insurance there are certain factors to take into account.
- Size of the fleet
- Vehicles and where they are kept
- Claims history
If you would like us to provide you with a quote, we will need:
- Confirmed Claims Experience
- No Claims Bonus for vehicles not currently insured under a fleet
- Claims Information
- Vehicle List, and
- Overnight Addresses
Why Choose Clarke Williams?
At Clarke Williams, we pride ourselves on providing excellent customer service and tailored insurance solutions to meet our client’s unique needs. We work with a wide range of insurance providers to find the best coverage options for your business, and we’ll work with you to understand your risks and coverage needs to ensure you get the right policy at a competitive price.
Even if you already have a policy in place we would love to hear from you. If you have a renewal due or are looking to move your company vehicles under a fleet – We have access to 20+ UK-based markets, giving you peace of mind for your vehicle insurance.
Whatever the size of your business or the complexity involved, we can arrange a Fleet policy specifically tailored to your needs. For a no-obligation review of your insurance arrangement call our team on 01732 252 898 or email info@clarkewilliams.co.uk
Want to speak to one of our specialists?
Please call us on
01732 252 898
or fill in your details below
and a member of the team
will be in touch.