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Group Personal Accident & Business Travel Insurance for Businesses and Charities

Protecting Your Team – Wherever Work Takes Them

Whether you’re a marketing agency, a not-for-profit, a consultancy, or a team of remote-working professionals, your people are your most valuable asset. When an accident happens, on the job or outside of work, the impact on your team, your business, and their families can be significant. That’s where Group Personal Accident Insurance comes in.

What Is Group Personal Accident Insurance?

Group Personal Accident (GPA) insurance provides financial protection if an employee suffers an injury or fatal accident – whether they’re commuting, travelling for business, or even during their free time (depending on the cover you choose).

It offers employers a way to support staff financially through lump sum benefits or weekly payments, easing the burden of recovery and demonstrating a real commitment to employee wellbeing.

 Who Is It For?

This cover is ideal for:

  • Marketing, media & creative agencies
  • Consultancies & remote-first businesses
  • Charities, social enterprises & not-for-profits
  • Contractors, construction & field-based staff
  • Tech firms & digital professionals
  • SMEs looking to enhance employee benefits

Whether your staff work from home, travel frequently, or operate in mixed environments, GPA insurance gives peace of mind to both employer and employee.

What Does It Cover?

We offer flexible policies to match your organisation’s needs. Cover can include:

  • Accidental death benefit
  • Permanent total disablement
  • Loss of limbs, sight, hearing, or speech
  • Temporary total disablement (weekly income for time off work)
  • Hospitalisation benefits
  • Rehabilitation support
  • 24/7 worldwide cover — on or off duty
  • Optional travel insurance for business trips abroad

Cover for Business Travel (Optional Add-On)

If your team travels for work — internationally or in the UK — we can extend cover to include business travel insurance, protecting against:

  • Emergency medical expenses
  • Lost or stolen baggage or devices
  • Travel disruption or delays
  • Legal expenses abroad
  • Repatriation costs

Why Choose Clarke Williams?

  • Independent, FCA-authorised insurance broker
  • Specialist cover for businesses and charities
  • Flexible group schemes – no need for individual applications
  • Trusted by professionals across marketing, contracting, and consultancy
  • Fast, friendly advice and ongoing support

Benefits for Employers

Improve your employee benefits package

  • Attract and retain top talent
  • Support employee recovery and morale after accidents
  • Reduce financial disruption to your business
  • Demonstrate your commitment to wellbeing and duty of care

Accidents can happen anywhere and to anyone. Whether it’s a slip on the stairs, a car crash during a site visit, or a fall on a business trip abroad, the consequences can be serious.

A group personal accident policy ensures your team isn’t left vulnerable and that your business is protected from unexpected costs or staff absences.

Get a Quote Today

Interested in protecting your team with Group Personal Accident Insurance?
Whether you’re insuring a small team or multiple departments, we can tailor a solution to suit your needs.

Jon Weller profile picture
Jon Weller
3 years ago
Highly recommend Clarke Williams and especially Scott, who helped me find the best cover for both my construction businesses. Answered all questions promptly and helped explain everything easily. Great Service.
James profile picture
James
3 years ago
I received very good service from Clarke Williams and would certainly recommend. Graham was extremely thorough and efficient.
Rachel Gardner-Poole profile picture
Rachel Gardner-Poole
3 years ago
I found Scott Williams particularly helpful in getting my insurance setup for my new business.
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