Home Insurance With Real Service – Not a Call Centre
- Award-winning brokers who work for you, not the insurer
- Real people you can speak to — no call-centre queues
- Tailored advice from someone who understands home insurance properly
- Proper cover, not the cheapest policy with minimal protection
- Fast, personal claims support when you need it most
When it comes to protecting your home, you deserve more than a call-centre and a rushed quote. With us, you get personal advice from an award-winning insurance broker who takes the time to understand your property, your needs, and what matters most to you.
We might not always be the absolute cheapest, but we will always be close – and we will never cut corners on cover. Your home is usually your biggest asset, and our policies are designed to protect it properly, not just tick a box.
Quality Cover, Built for Real Homes
Most modern home insurance policies we offer provide:
- £1,000,000 Buildings Insurance as standard
- £100,000 Contents Insurance for peace of mind
- Buildings, Contents & Valuables Cover
- Alternative Accommodation
- Home Emergency Cover
- Legal Expenses Protection
This gives you confidence that you’re covered for the things that matter — without hidden gaps.
What is covered under a household policy?
No two homes are the same. We aim to discuss your needs and provide a quote to match.
Typically, we would look to make sure you are provided with the following:
- Building Insurance – This protects you in the event of damage to your buildings. Your sum insured should represent the rebuilding cost of the property not the market value
- Contents Insurance – This protects your contents in the event of any damage, typically on a ‘new for old’ basis. Most insurers also include Accidental Damage
- Personal Possessions Away from the Home – This covers your personal effects away from your home and includes money, jewellery and clothing. We can extend this to be covered anywhere in the world
- Replacement Locks Cover – This covers the cost of replacing the locks of the property if your keys are lost or stolen and your security is compromised
- Cost of Alternative Accommodation – This covers the reasonable costs for accommodation elsewhere if your home becomes uninhabitable as a result of damage from an insured peril
- Trace and Access – This covers the costs to locate and isolate the source of a leaking water, gas, or oil pipe
- Property Owners Liability – This covers any financial liability that you are personally responsible for, following damage to third party property or personal injury to others
- Personal Legal Services – This is designed to provide support and protect your legal rights and cover the costs for Legal Defence if required
Can you cover more than just my Home and Contents?
Absolutely. Alongside standard home insurance, we can help you protect other important parts of your life too. Our panel of insurers offers a wide range of additional cover options, making it easy to keep everything under one roof.
We can also arrange:
- Motor Insurance – from a single everyday car to family vehicles, with options for comprehensive protection and optional extras.
- Travel Insurance – annual multi-trip or single-trip cover, including medical expenses, cancellations, delays and family extensions.
- Second Home Insurance – cover for UK-based holiday homes, weekend homes or rental properties.
- Overseas Property Insurance – protection for homes you own abroad, with access to local claims support where available.
Want to speak to one of our specialists?
Contact our
Household Specialists
to discuss your needs.
Telephone: 01732 252 898
or email us using the form below.
Email us
Support for Non-Standard & Hard-to-Place Risks
Because we work with a wide range of insurers, we can help where others can’t, including:
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Non-standard construction
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Properties with previous claims
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Flood areas
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Subsidence or movement issues
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Holiday homes, let properties & unoccupied homes
If your property doesn’t fit the “average home”, that’s exactly where a broker makes the difference.
Be safe in the knowledge that your property is protected for all eventualities
Get a quote by calling our Household Specialists on 01732 252 898
or submit your details below