What insurance do I need for my Shop?
When it comes to insuring your business, you will want to make sure that you are fully protected for any eventuality. With our help, this does not have to be a time-consuming process.
As experts in the field, we will work with you to make sure that your livelihood is protected properly to give you full peace of mind.
There are two legal requirements to help protect you and your business:
- Public Liability
- Employers Liability
Public Liability protects you and your business for any financial liability arising from compensation claims from customers or members of the public. Limits start from £1million and can be extended up to £5million, depending on your requirements.
Employers Liability covers your legal obligations to protect you and your employees in the case of any injuries that incur during their time with you. Most insurers provide £10million to make sure you are adequately covered.
For a quote tailored to your individual needs, contact our
knowledgeable team today on 01732 252 898
or submit your details below
Submit your details for a quote
What trades do you cover?
As an independent specialist with over 40 years experience in the industry, we have put together solutions with a range of insurers. This allows us to offer terms on the vast range of trades.
We can cater for your individual retail premises on the High Street to an entire portfolio of retail units across the country. So whether you own a Cafe, Clothes Shop, Take Away or Grocer we can obtain a quote that will protect your business.
We are also able to cover Online Trading and Wholesale trades – please contact our team on
01732 252 898 to discuss your needs.
What additional covers can be included?
We cover your legal requirements of Public Liability and Employers Liability as standard and can extend to include the following:
Stock – Covers the value of your stock in your premises in the event of theft, loss or damage.
Contents – Covers your fixtures and fittings aswell as any other contents at your premises in the event of theft, loss or damage.
Buildings – Covers the structure of your premises, as well as fixtures, fittings and improvements in the event of accidental loss, destruction or damage.
Loss of business money – Covers your business money in the event it is stolen from your premises or your home.
Goods in transit – Covers you if your goods are lost or damaged in transit while being carried by a third party or in vehicles owned or operated by you.
Business interruption – Covers you if your business suffers a loss of income following an incident, you will need to cover any loss of profits and continuing overheads, including wages and rent.
Accounts receivable – Covers money you are owed by your customers if your accounting records or other business books are lost due to damage.
Business equipment – Covers you in the event of theft, loss or damage to portable business equipment that you use in or away from your premises.
Legal expenses – Protect your business from the costs of legal proceedings such as breach of contract, data protection, employment and VAT disputes.
Loss of licence – Covers you if you lose your licence to sell alcohol loss of sales and the reduction in the value of your shop.
get a quote by
calling our Retail Team
Telephone: 01732 252 898
or fill in your details below
and a member of the team
will be in touch.
Clarke Williams Ltd are authorised and regulated by the Financial Conduct Authority under reference 758683. The Financial Conduct Authority’s Register can be accessed through http://www.fca.org.uk/ . We are registered in England and Wales with Companies House under number 10317065. Our registered office address is 194 High Street, Tonbridge, Kent, TN9 1BE
Clarke Williams Ltd
194 High Street
Tel: 01732 252 898
© 2017 Clarke Williams Ltd